Pacific Life | Healthy Rewards and One Team

Date:		September 18, 2024
To:		Broker General Agencies, Life Insurance Producers, Management, Office Administrators, and Technical Staff
Subject:		Pacific Healthy Rewards and One Team. One Mission. A Best-in-Class Experience.
Category:		Underwriting

Pacific Life Healthy Rewards and PL Promise Products

In keeping with our commitment to a progressive approach to life insurance underwriting with a focus on delivering the most competitive underwriting decisions possible, we are pleased to introduce the expansion of Pacific Healthy Rewards (PHRs) to our suite of PL Promise products, effective October 1, 2024.

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You may also view the related bulletin by contacting your Pacific Life representative.

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For financial professional use only. Not for use with the public.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product/material availability and features may vary by state.

Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker/dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

This material reflects the Pacific Life Insurance Company policy features and benefits. All policy features and benefits may not be available through some Broker/Dealers.

Life insurance is subject to underwriting and approval of the application and incur monthly policy charges.

The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.