With new risk intelligence from machine learning algorithms, we can offer preferred and preferred plus consideration for clients with certain conditions and activities.
Find out how we rate those with hypertension, sleep apnea, asthma and more! Learn the specific conditions that may qualify for Preferred or Preferred Plus ratings.
Classification boosts All eligible standard or better applicants are evaluated for underwriting credits. If we can move your clients up by one rate class, we will!
We’ve rewritten our financial guidelines to make it easier for your clients. Among other changes, we’re relaxing our stance on student loans.
Speed comes standard
All clients enjoy fast-lane processing. If possible, they receive an instant decision. Otherwise, they advance through underwriting, receiving a 10-day decision if possible. Learn more >
We look forward to supporting your next level of success and will continue to share details during a Live Q&A Session with Zach Pugh on August 24 at 1 p.m. Eastern Time. Join us!
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner Life is not an authorized New York insurer and does not do business in New York. The Legal & General America companies are part of the worldwide Legal & General Group. OPTerm policy form #ICC21-DTCV and state variations. In New York, OPTerm policy form #DTCV21-NY. Two-year contestability and suicide provisions apply. Please refer to the policy forms for full disclosure of all benefits and limitations. CN08112023-1
Legal & General America, 3275 Bennett Creek Ave, Frederick, MD 21704, United States, 800-638-8428
