How to Assist Your Clients with Individual Health
Individual and Family health insurance is a segment of the market that has seen many changes. Unfortunately, due to the nature of the business and the fact that little to no compensation is being offered, URL has been forced to make some difficult decisions in how we support this block. Our hope is the market will turn around and become stabilized once again and if it does, we can change our position. However, until such a time, please use the information below as your guide for how to do business with URL if you wish to continue to work in this segment. View our online agent guide.
Top 3 ACA Terms Applicable Large Employers Need to Know
In general, under the employer shared responsibility ("pay or play") provisions of the Affordable Care Act (ACA), applicable large employers-generally those with 50 or more full-time employees, including full-time equivalent employees-may be subject to a penalty if they do not offer minimum essential coverage that is affordable and provides minimum value to their full-time employees (and their dependents). Learn more.
Commissions for Capital Blue Cross Renewals
Effective January 1, 2017, Capital BlueCross will reduce producer commissions for renewing individual, Patient Protection and Affordable Care Act (PPACA) compliant Catastrophic, Bronze, Silver, and Gold plans on and off the Federally Facilitated Marketplace. Read more.
Geisinger 2017 Individual Mapping
A chart detailing how plans will map from 2016 to 2017. Read more.
2017 Group Product Releases
2017 Group Information is available for Aetna, Capital BlueCross, Highmark Central, Highmark East, Highmark West, Geisinger, Independence Blue Cross. Read more.
Independence Blue Cross 2017 Individual Plans and Rates
Independence is pleased to introduce our 2017 portfolio of individual and family health plans, which are available for sale starting November 1, 2016. Read more.
Highmark 2017 Individual Market Update, Product Training & Reminders
The individual product training for the upcoming 2017 Open Enrollment Period is now available on the producer portal. Read more.
Capital BlueCross 2017 Individual PPACA Products and Member Communications
The Capital BlueCross family of companies Individual Affordable Care Act (ACA) product portfolio has been updated for 2017. Read more.
Banet's Bullet - 2017 Individual OEP Electronic Materials - Brochures, Rates, Application
Independence Blue Cross has released the electronic material for the 2017 Individual Open Enrollment period. Read more.
UPMC Health Plan Individual and Family Plans for 2017
Resources to learn about UPMC’s 2017 Plan details for Individuals and Families. Read more.
Financial incentive for early Aetna Funding Advantage submissions & Small group broker compensation schedule available in DE, PA and WV
You can help your clients earn up to $1,000 in administrative credits for Aetna Funding Advantage (AFA) Small Group new December 1, 2016 sales. Read more.
Health Care Briefs for October 24 - 28, 2016
Premiums to Increase Sharply. Premiums will go up sharply next year under President Obama's health care law, and many consumers will be down to just one insurer, the administration confirmed last week. Read more.
Capital BlueCross 2017 Underwriting Compliance Guidelines
Capital’s 2017 Underwriting Compliance Guidelines are available. Read more.
UPMC Small Market ACA Renewal Error, Open Enrollment Tips/Tricks, and 2017 Individual Commission Update
It has come to our attention that there was an issue with the rates and age factors utilized in the calculations for the 12/31 and 1/1 small market ACA renewals. Read more.
Financial incentive for early Aetna Funding Advantage submissions in DE, PA and WV
You can help your clients earn up to $1,000 in administrative credits for Aetna Funding Advantage (AFA) Small Group new December 1, 2016 sales. Read more.
Banet's Bullet - 2017 Independence Blue Cross Agent Registration
Independence Blue Cross has released the new agent registration program. Read more.
AARP sues EEOC over wellness program regulations
One of the nation’s most powerful lobbyist groups sued the government on Monday for enabling employers to impose heavy financial penalties on their employees who do not complete health risk assessments. Read more.
Medicare bars new insurers from ‘seamless conversion’ of seniors’ coverage
The federal government is temporarily blocking more health insurance companies from automatically moving customers who become eligible for Medicare into Medicare Advantage plans while officials review the controversial practice. Read more.
Pennsylvanians to see higher health premiums, fewer choices
Some Pennsylvanians who obtain their health insurance through the Affordable Care Act will contend with steep rate hikes and fewer choices as they head into the annual open enrollment period, which begins Nov. 1. Read more.
Public Option and Single-Payer: What’s the Difference?
Recently, policymakers in Washington, D.C., and throughout the states have been discussing proposals that would implement either a public option or single-payer healthcare system in response to the ongoing market challenges of low insurer competition and high prices for private market coverage. Read more.
The politics of rising ACA premiums
For a short time in October, the U.S. presidential race veered from the topic of email servers and recordings from Access Hollywood to focus on a substantial issue: rising premiums due to the Affordable Care Act. Read more.
As Obamacare enrollment opens, insurers offering fewer plans, higher premiums
Insurance companies are under fire this week as enrollment opened Tuesday for health plans sold on the Affordable Care Act marketplace – rates are higher and health plans are limited. Read more.
11/9 PAHU Webinar | Consulting Fees for Individual Health
Have you ever wondered if it is legal for you to charge a fee for consulting, or how fees function for different types of services? Join me and our special guests from PAHU for a webinar on November 9th at 10am to learn about consulting fees. Read more.
Highmark Individual Market Update - 2017 Product Training Now Available
The individual product training for the upcoming 2017 Open Enrollment Period is now available on the producer portal. Read more.
Live Demo - UPMC Marketplace Individual Quoting System
UPMC Health Plan will be offering four live demos of our Marketplace Individual Quoting System. Register now.
11/3 Introduction to HealthiestYou & Teledoc
Join us for a webinar on November 3rd at 2pm to learn about the telehealth program from HealthiestYou & Teledoc. Register now.
11/4 UPMC Producer Update - You're Invited to the Fall Producer Kickoff!
In order to find out new information about our products and services, please attend our Fall Producer Kickoff. Read more.
Weekly PPACA Update Conference Call
Since the passage of the Affordable Care Act Law in 2010, there has been incredible change in the Individual and Group Health industry, both with products and the way they are sold and paid for. In a continuing effort to keep our agent-partners informed, we are holding weekly webinars. The webinars will serve as a place to get your questions answered, learn about compliance requirements and discuss topics and strategies that will lead to your continued success in the health insurance market. Register once and you'll be signed up for all of the 2016 Weekly PPACA Conference Calls. Register now.
Weekly PPACA Conference Call Archives
Click here to view the archived recordings of the PPACA Conference Calls.