1 Must pass suitability requirements
2 Secure underwriting class is assigned to clients who choose to bypass underwriting or answer “Yes” to one or more of the first three of five health questions all applicants are asked.
3 Premium bonus on MarketForce Bonus Index™ increased by 3% in CA
Bridge contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(11-21). Long-Term Care Rider issued on ET-LTC(04-22). NeverStopSM Wellness Rider issued on ET-WEL(11-21).EquiTrust does not offer investment advice to any individual or agent/producer and this material should not be construed as investment advice. Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.