Aries Insurance Agent Services, a division of URL Insurance Group.

Hi there,

As group health costs continue to rise, more employers are looking for flexible alternatives, and ICHRA is quickly becoming a popular solution.

What is an ICHRA?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) is an employer‑funded benefit that allows businesses to reimburse employees for individual health insurance premiums and approved medical expenses tax‑free.

Why this matters for you:

  • Save at-risk groups
    If a group is thinking about dropping coverage due to cost or participation issues, ICHRA gives you a way to keep them covered — and keep them as your client with commissions. 
  • Retain employers who are shopping
    Many employers don’t realize there are alternatives to traditional group plans. Bringing ICHRA to the table positions you as a trusted, forward-thinking advisor.
  • Create more individual opportunities
    Each enrolled employee becomes an individual client, opening the door for renewals and cross-selling.
  • No participation or contribution requirements
    You can write groups you would normally have to decline.
  • Great fit for nontraditional groups
    Ideal for groups under 20, startups, seasonal workers, and remote teams.

Ready to get started?

If you have a group that might be a fit, now is a great time to get started or learn more about how ICHRA works 

Agents can request a full quote, analysis, and administration support anytime at:
ichra@urlinsgroup.com

Please reach out if you have any questions or would like help reviewing a case.

Currently quoting for June 1 effective dates and beyond.