Aries insurance services, a division of URL.
Life Markets

Term life on faster terms

Your Guide to Instant Underwriting

Bestow's digital application is super fast and easy, with instant-decision underwriting for every applicant. In real time, we analyze thousands of data points to determine if a Bestow policy offer can be made. 

We recognize this rapid pace can create a challenge for agents who want more insight into our underwriting process
—that's why we're thrilled to share this underwriting guide as a resource for you and your downlines.

Our goal is to help partners gain a deeper understanding of eligibility at Bestow, which will ultimately increase offers, improve customer experiences and give agents more time to focus on larger, more complex cases and finding new clients.


Questions? Reach out to your Regional Wholesaler or send a note to