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Improved Prostate Cancer Underwriting Guidelines

 

 

 

 

 

MassMutual's Life underwriting guidelines have been improved and updated for major, favorable revisions regarding prostate cancer. Doctors have revised the combinations of prostate cancer factors so that stages better represent prognoses. Reclassifications and new mortality improvement data from current treatments will improve life insurance underwriting offers for many clients.

 

 

 

 

 

Case Study

 

George is a 67-year-old manager of a pet supply store. At his annual exam about 8 months ago, his PSA was found to be elevated at 7.1 ng/mL. Biopsy of the prostate revealed cancer, and he underwent a prostatectomy. The tumor was found to have extended throughout the prostate, but did not spread beyond it. The cancer was noted to be Gleason Score 6. George's PSA is now so low that it is undetectable by the laboratory.

 

 

 

 

 

Prior Rating

$7.50 Flat extra for 3 years

Revised Rating

Standard

 

 

 

 

 

Because his prostate cancer was localized and had favorable prognostic features, George may qualify for a Standard rating!

 

 

 

Review the Lifelines flyer (LI9150)

 

 

 

 

 

 

MassMutual® Life Underwriting Requirements Guide (U98)

 

 

 

 

 

 

To submit a Quick Quote, send to cabquickquote@massmutual.com.

 

 

 

 

 

Call me today for more information.

 

 

 

 

 

CAROL SEXTON
MassMutual Brokerage
111 East Uwchlan Avenue
Exton, PA 19341
484-348-6260
(Cell) 610-883-2030
csexton@massmutualbrokerage.com
www.massmutualbrokerage.com/Carol-Sexton

 

 

 

 

 

 

 

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

 

All underwriting offers are subject to usual requirements and guidelines, complete medical history and underwriter discretion.

 

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© 2019 Massachusetts Mutual Life Insurance Company (MassMutual®), 1295 State Street, Springfield, MA 01111-0001. All rights reserved. www.MassMutual.com.

 

 

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