I can’t believe it’s been a year since the launch of our HCR Essentials Newsletter and we’re on our 52nd Edition!  The fact that we still have so much PPACA news and changes to share is still unbelievable to me.  Let’s face it, the PPACA law has been the law-of-the-land for more than 4 years and even though the major implementation is still relatively new, there are still way too many kinks to be worked through.  However, we can do this together!

As we start to ramp up for the 2015 Certification and Open Enrollment, I didn’t want to let this monumental edition pass without a short personal message letting ALL of you know how appreciative I am of your partnership, your questions, your support and your business!

I look forward to assisting in the 2015 enrollment and continuing to work together and through this complicated Law!

With gratitude,
Deb

IRS Finalizes Regulations for Health Insurance Tax Credits for Small Employers

The Internal Revenue Service has issued final regulations on the tax credit available to certain small employers that offer health insurance coverage to their employees under the Affordable Care Act. Click here to read more.

2014 Healthcare Symposium

On July 25, the Central Penn Business Journal will host the 2014 Healthcare Symposium at the Sheraton Harrisburg-Hershey hotel. Topics include: Consumer involvement with healthcare decisions, Plan options for employers, How employers are keeping costs down and keeping employees healthy, How hospitals and Health Systems are aligning with physicians, insurers and each other. Click here to learn more and get tickets.

Special Enrollment Periods and Hardship Exemptions for Persons Meeting Certain Criteria

This guidance provides information related to three types of special enrollment periods (SEPs) for persons seeking to enroll in qualified health plans (QHPs) through the Federally-facilitated Marketplace (FFM). Click here to read more.

*Don’t Forget about the COBRA Special Election Period!

Privacy Act Statement

Privacy Act Statement for distribution to your clients when taking an FFM application. Click here to read more.

Coventry HealthAmerica Broker News Flash - UPDATED: New Central and Northeastern PA Small Group Broker Bonus Program

Coventry HealthAmerica is excited to offer a broker bonus program to our appointed brokers in Central and Northeastern PA. We want you to end the year strong! Click here to read more.

Highmark BCBS Agency Action Alert - July 2, 2014

This week's Agency Action Alert covers the following topics: FFM and FF-SHOP registration for 2015 plan year begins July 7, CMS webinars -- Attend two virtual events about the 2015 plan year, CCIIO webinar -- "Agency and Broker Participation in the FFM for Plan Year 2015" , Email sent to members about new Claims and Spending tabs on the member portal , USW remains exclusively with Highmark. Click here to read more.

URL Insurance Group is once again offering Certification Support Sessions for the 2015 Federally-Facilitated Marketplace required testing. The sessions will enable you to sell market plans for Individuals, Families, and Groups for the balance of 2014 and for all of 2015. Click here to read more.

Bridge the GAP and offset clients out-of-pocket expenses

Bridge the GAP and help offset client's out-of-pocket expenses due to accident related events or first diagnosis of life-threatening cancer, heart-attack or stroke. Click here to read more.

A unique approach to Self-Funded Group Health Plans

Learn how to obtain self funded group health quotes with no individual underwriting and how employees can buy down their deductibles with wellness benefits. Click here to read more.

Highmark Health Care Reform Update - Reminder - FFM & FF-SHOP Registration Now Open

You can access the training and agreements (Part I of registration) assigned to you through the Medicare Learning Network (MLN). Click here to read more.

FFM Update: FFM registration for the 2015 Plan Year launches July 7, 2014

You successfully completed both Parts I & II of the agent/broker registration process for the 2014 Plan Year in the Federally-facilitated Marketplace (FFM). Click here to read more.

PrimePay Broker Webinar Series - July 2014

Managing regulatory compliance ranks as one of the top 3 business issues of your clients. How do your clients focus on growing their business through this constant barrage of new and ever-changing regulations and requirements? Click here to read more.

Find Opportunities Outside of ACA Enrollment

The window may be closed, but we're about to open doors. Did you know options exist for those that missed the enrollment deadline and for those that are struggling with high-deductible exchange plans? Click here to read more.

Weekly PPACA Update Conference Call

In a continuing effort to assist our agent-partners in getting the information needed to flourish within the under 65 group and individual markets in Pennsylvania, we are holding weekly live webinars. They will serve as a place to get your questions answered and discuss topics and strategies that will lead to your continued success in the health insurance market. Click here to register.

Weekly PPACA Conference Call Archives

Click here to view the archived recordings of the PPACA Conference Calls.

IRS Premium Tax Credit Information

Click here to download the Presentation Slides.

Click here to download the Resources.

Tracking Insurer Filings for 2015 ACA Exchange Premiums

A graphic tool from PwC’s Health Research Institute blends a map with data analysis to offer a preliminary look at 2015 individual market rate filings. Click here to read more.

What if sick exchange plan members are stickier?

Simply letting Patient Protection and Affordable Care Act (PPACA) exchange plan enrollees keep their plans without re-enrolling could change the plans' exposure to health claim risk. Click here to read more.

Does the employer mandate matter?

Over the past few years, the Patient Protection and Affordable Care Act has had no shortage of scrutiny. But the employer mandate, perhaps more than any provision, has become a lightning rod for criticism of the law. The provision — once thought of as a key, if not essential, part of PPACA — since its inception has been vehemently attacked by employer groups and business owners. Click here to read more.

Blue Cross of Northeastern PA PCORI Tax Reminder

At Blue Cross of Northeastern Pennsylvania (BCNEPA), we are committed to giving you Health Care Reform information that may affect you and your employees. That's why we are reminding you about the annual PCORI tax. Click here to read more.

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