Announcing Extended Hours for the Health Plan Options Department

As we get closer March 31st and the close of the Initial Annual Enrollment Period for Individual health both on and off the exchange, we are announcing extended hours for your convenience. URL’s Case Managers will be available to assist with your submissions so you can secure the desired effective date. The extended hour schedule is:

Friday, March 14th 8-4:30 (Cut-off Date for 4-1 effective dates is 3-15)
Applications for a 4-1 effective date MUST be received at URL no later than 2:30 on Friday, March 14th


Friday, March 28th 8-4:30 (Cut-off Date for 5-1 effective dates is 3-31)
Applications for a 5-1 effective date MUST be received at URL no later than 2:00 on Monday, March 31st


Remember that unless you have a Qualifying Event, you can’t enroll after March 31st!

Highmark Agency Action Alert 3/12/14

Individual open enrollment ends March 31 Individuals without health insurance have until Monday, March 31 to enroll in coverage, or they risk being uninsured until Jan. 1, 2015 and may have to pay penalties. This includes all individual products, both on and off the exchange and with or without subsidy. Click here to read more.

ObamaCare's Secret Mandate Exemption

ObamaCare's implementers continue to roam the battlefield and shoot their own wounded, and the latest casualty is the core of the Affordable Care Act—the individual mandate. To wit, last week the Administration quietly excused millions of people from the requirement to purchase health insurance or else pay a tax penalty. Click here to read more.

How Do I Qualify for an Exemption From the Fee for not Having Health Coverage?

If you can afford health insurance but choose not to buy it, you must pay a fee known as the individual shared responsibility payment. The fee in 2014 is 1% of your yearly income or $95 per person for the year, whichever is higher. The fee increases every year. In 2016 it's 2.5% of income or $695 per person, whichever is higher. Click here to read more.

Corbett Changes Course on Medicaid

HARRISBURG -- The state will essentially drop a controversial work-search requirement it had sought to impose as part of its overhaul of Pennsylvania's Medicaid program, according to documents that became public Thursday. A letter from Gov. Tom Corbett to Kathleen Sebelius, U.S. Department of Health and Human Services secretary, says the governor wants to "move forward in good faith and work towards a reasonable compromise" on the matter. Click here to read more.

Weekly PPACA Update Conference Call

– There has been no extension on the Enrollment Deadline of 3-31-14.

We recognize that many of you have questions that need answered in regards to the PPACA Law (Obamacare) and the opening of the Marketplaces on 10-1-2013. So, in a continuing effort to assist our agent-partners in getting the information they need to flourish within the under 65 group and individual health market, we are implementing a weekly telephone conference that will serve as a place to get your questions answered and discuss topics that will lead to your continued success in the health insurance market. Click here to register.

Weekly PPACA Conference Call Archives

Click here to view the archived recordings of the PPACA Conference Calls.

Analysis Finds PPACA Won’t hit Enrollment Target

The administration just announced that 4.2 million people have enrolled in coverage under the Patient Protection and Affordable Care Act. And new analysis expects that number will surge with just three weeks left in open enrollment. Click here to read more.

Changes in Affordable Care Act Frustrating Employers, Insurers

So now some insurers CAN renew health policies into 2017, even though they don't meet minimum coverage requirements under the federal Affordable Care Act. That White House announcement last week would seem to be welcome news since it eases the transition to the new health care world and could slow the growing number of employers canceling employee health plans. Click here to read more.

PPACA Plan Prospect Pipe Coughs

Carriers might have already enrolled most of the uninsureds who have the money and energy to buy coverage. Many state-based exchanges said enrollment activity fell between December and January. Click here to read more.

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