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As January 1st 2014 effective date cut-off for the ACA plans has passed us, I’m reminded of March of 2010 when the Patient Protection and Affordable Care Act was signed into law. We all scrambled to wrap our arms around a massive law that was much too large to even digest. We all pondered what our Health Insurance Distribution “world” would look like. We wondered what our commissions would end up being and how much more of a “hit” we could absorb. We now have more answers to these questions but also more questions. Click here to read more.
HA1 ACA Auto-Renewals in 2014 For all HA1 plans that renew in 2014, they will receive a HA1 PPACA option. They are not locked into a HA1 plan and can terminate their HA1 coverage if they choose to do so by using the cancellation form. PLEASE NOTE that if the clients does nothing, they will be AUTO-ENROLLED in a HA1 HMO ACA policy under the Bronze Deductible Only HMO HSA Eligible ACA plan. Click here to download the Cancellation Form.
Highmark Individual Market Update - Applications Submitted Before Deadline We have received a large volume of applications for individual plans in the last two weeks, and are working to get all of them into our systems and ID cards out to members. In the meantime, we are getting several questions on these applications, and wanted to include for you here some information that may help resolve your inquiries. Click here to read more.
Weekly PPACA Update Conference Call We recognize that many of you have questions that need answered in regards to the PPACA Law (Obamacare) and the opening of the Marketplaces on 10-1-2013. So, in a continuing effort to assist our agent-partners in getting the information they need to flourish within the under 65 group and individual health market, we are implementing a weekly telephone conference that will serve as a place to get your questions answered and discuss topics that will lead to your continued success in the health insurance market. Click here to register. Weekly PPACA Conference Call Archives Click here to view the archived recordings of the PPACA Conference Calls.
New ObamaCare Fees Coming in 2014 The cost of President Obama’s massive health-care law will hit Americans in 2014 as new taxes pile up on their insurance premiums and on their income-tax bills. Most insurers aren’t advertising the ObamaCare taxes that are added on to premiums, opting instead to discretely pass them on to customers while quietly lobbying lawmakers for a break. Click here to read more. 2013: The Year of Broken Obamacare Promises President Obama's inauguration in January kicked off a year of broken promises about his signature health care law, threatening to turn a presidency based on vows of hope and change to one doling out disappointment and failures. The Affordable Care Act was passed in 2010, but it was in 2013 that the health care reform law implode into a nightmare of broken promises. Click here to read more. Pete the Planner: HSAs a better way to insure yourself I did something horrific about a week ago. I added up all the money I’ve spent on all types of insurance since 2000. Over the past 13 years, I’ve paid nearly $162,000 in premiums. We’ve had approximately three claims: the births of our two children and the death of deer via a Volkswagen Beetle. Click here to read more.
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