When applying for PL Promise Term¹ life insurance policies, you and your clients can enjoy the convenience of one seamless underwriting process with higher face amounts, broader age requirements, and fewer restrictions.
PAL+ offers choices so you can select the best possible path for the way you prefer to do business.
Accelerated Underwriting
52.5%
Success Rate*
Accelerated + Modified Underwriting
70%
Success Rate* NO medical exam,² NO fluids
of eligible cases through Pacific Accelerate Life+ (PAL+) streamlined process
*Percentage of eligible cases meeting the accelerated underwriting criteria of ages 18-60, standard or better risk class, drop ticket submission, and up to $3M in coverage, or the modified underwriting criteria of ages 18-70 and coverage up to $3M for PL Promise Term. Data for 2023 Quarter 1. Created by Pacific Life Insurance Company data as of 5/1/2023.
The company(ies) reference above, and its associates, are not affiliated with Pacific Life. Pacific Life offers its product through independent third-party life insurance producers who may be appointed with multiple insurance carriers, which may include Pacific Life.
1 PL Promise Term is level premium term life insurance. Form series P16LYT, S16LYT10, S16LYT15, S16LYT20, S16LYT25, S16LYT30, varies based on level premium period chosen and state of policy issue.
2 The issuance of the policy may depend upon answers to the health questions contained in the application.
The primary purpose of life insurance is to protect the policy beneficiaries from the adverse financial consequences of the insured’s death.
For Financial Professional use only. Not for use with the public.
This email may be considered advertising under applicable law.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Life insurance is subject to underwriting and approval of the application and will incur monthly policy charges.
Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product/material availability and features may vary by state.
Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.
Pacific Life's Home Office is located in Newport Beach, California.
21-VER-60C
EM-50920-06 3/24
This email was sent by Pacific Life - Broad Market from 700 Newport Center Drive, Newport Beach, CA 92660 United States.
