New signature rules Effective May 29, 2023, for paper applications. These rules are already in place for iPipeline iGo e‑App¹.
Keep these new rules in mind:
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For SMART UL and Advantage Plus II, if the Proposed Insured’s age is LESS than 16 and the Owner is NOT the Parent or Legal Guardian, you need both the Owner’s and the Parent or Legal Guardian’s signatures.
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For Term, SMART UL and Advantage Plus II, if the Proposed Insured is age 16 or 17, the signature of their Parent or Legal Guardian is required.
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BrightFuture and Prepared II are excluded from these new requirements.
Keep these new signature rules in mind to avoid delaying application processing. e‑Apps cannot be submitted until ALL required signatures are collected.
Paper applications that do not have the required signatures will be held until ALL signatures are received.
These new signature rules are being applied to help protect health information from being disclosed without the Parent or Legal Guardian consent or knowledge.
If the authorization for consent is for a minor child (under 18), it must be signed by the Parent or Legal Guardian. No other relation may sign, and due to applicable law, we cannot accept signatures from any minors.
Foresters products and riders may not be available or approved in all states and are subject to eligibility requirements, underwriting approval, limitations, contract terms and conditions and state variations. Refer to the applicable Foresters contract for your state for these terms and conditions and ezbiz for product availability. Underwritten by The Independent Order of Foresters.
¹ e‑App is available through the iPipeline iGO e‑App platform using Microsoft Edge (desktop/laptop) or Safari (Apple iPad only) for Foresters non-medical and medical products (excluding Foresters PlanRight). Touch to Sign is available on Apple iPad only. POS decision for non-medical products will be unavailable Monday to Saturday from 2:00 a.m. to 6:00 a.m. and from Saturday 10:00 p.m. to Sunday 10:00 a.m. (ET).
For producer use only. Not for use with the public. 421859 US 05/23