This annual notice is to serve as a reminder regarding the guidelines for Conditional Receipt.
If a premium is paid by check or money order at the time of application, a Conditional Receipt (form CRUW-2011 for underwritten products) or a Receipt (form CRGI-2011 for guaranteed-issue products) must be delivered to the policy owner and a copy must be sent to Gerber Life Insurance.
In addition, the conditional receipt, application, and the check or money order must all have the same date and must be mailed together to Gerber Life at:
Gerber Life Insurance Company Attn: New Business 445 State Street Fremont, MI 49412
There is no need to fax a separate copy of the application as this may cause duplicate policies.
What is a Conditional Receipt? A Conditional Receipt (underwritten products) or Receipt (guaranteed-issue products) is given to policy owners when they pay a premium at time of application. Such receipts bind the insurance Company if the risk is approved as applied for, subject to any other conditions specified on the receipt. The Conditional Receipt or Receipt is not required for authorizations of payment by automated clearing house (ACH) or credit card payments, except as noted below for Kansas.
In Kansas, a Conditional Receipt or Temporary Insurance Receipt must be provided upon receipt of any checks, money orders or authorizations for payment by ACH or credit card. The Temporary Insurance Receipt shall only be used in the State of Kansas, during a face-to-face transaction when an application is taken and the Agent receives the initial premium payment by check, money order, or authorization for an automatic premium payment.
The Conditional Receipt and Temporary Insurance Receipt forms can be found on the Gerber Life Agent Portal.
If you have any questions, please reach out to our Agency Support Team: Email: USGerberLifeAgencyOps@gerberlife.com Phone: 1-800-428-4947
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