Want to finish the year strong? Count on us as your go-to partner.

With our innovative digital tools, you can spend less time on busywork so you have more time to focus on growing your business.

Term life as easy as 1-2-3

Choose the simple application experience that works best for your client – client-driven, advisor-assisted or phone interview. All can be completed in as little as 20 minutes!

Get decisions faster with LGA.

• 61% of applications approved lab-free
• 22% receive instant decisions
• 38% receive a decision within 10 days

A fast and secure offer/issue/pay process:

• Policies get placed quickly
• Transactions are executed instantly
• Payments are processed automatically

*An instant decision is not guaranteed. Applicants who do not meet certain criteria may be required to submit additional information like a paramedical exam or other medical records.

Please note that the digital application platform is not yet available in New York.

Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner does not solicit business there. The Legal & General America companies are part of the worldwide Legal & General Group.