At LGA, we've been focused on transforming the underwriting journey by leveraging advances in medicine, technology, and data utilization to improve, enhance, and accelerate the underwriting process.
A few of our achievements so far:
20%
of decisions are made instantly
59%
lab-free decisions (including instant decisions) through accelerated underwriting
33%
of applications receive decisions within 10 business days
We underwrite people, not conditions
Not every client is young and in perfect health. Our underwriters consider the entire person to offer the best rate class possible for every situation. Click here or below to learn more about our unique underwriting journey.
Everything you need to know about LGA Underwriting:
Introducing a new Workboard section within Application Manager that provides users with more insight behind the scenes during application processing. Click herefor more information or contact yourLGA Distribution Team.
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner does not solicit business there. The Legal & General America companies are part of the worldwide Legal & General Group.
Legal & General America, 3275 Bennett Creek Ave, Frederick, MD 21704, United States, 800-638-8428
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