What's the reason over 125,000 advisors* choose to partner with LGA?

Let's start with these three:

84%

#1 in pricing

50%

lab-free

30%

10-day approval

1. We're relentlessly competitive
Our Banner Life OPTerm pricing comes in first 84% of the time and in the top three 93% of the time.**

2. We're willing to accept risks
We know not everyone is young and in perfect health. We protect the clients that others leave behind. And over 50% of the time, applications breeze through without labs.

3. We're digital leaders
Our digital platform combines technology with accelerated UW which equals faster cycle times — with 30% of cases receiving approval within 10 business days — which means you get paid faster.   

Ready to get started? We're ready to help. Click here to visit our Advisor Hub to find out more. 

See what our distribution partners are saying about how we're transforming the industry...

“Legal & General America is consistently our fastest term carrier we partner with.” 

“I still can’t believe that you are automatically ordering an APS as soon as the client signs an app.” 

“We don’t have any control over the process with [other companies]. You let us have as much control as we want.” 

*Based on 2021 data. 

**Based on top of current market competitors as of 5.27.22. Rankings based on Banner Life OPTerm monthly pricing for all ages and classes at durations of 10, 15, 20, 25, 30, 35, and 40 years.

Please note that the digital application platform is not yet available in New York.

Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner does not solicit business there. The Legal & General America companies are part of the worldwide Legal & General Group.