Even better rates to celebrate

We're making more adjustments, especially in the non-tobacco classes, effective today, January 20, 2022. 

More #1 pricing than any other carrier: 

• Banner Life OPTerm pricing comes in at #1 - 81% of the time and ranks top 3 - 93% of the time against term competitors in the national market.*
• William Penn OPTerm pricing comes in at #1 - 85% of the time and ranks top 3 - 97% of the time against term competitors in the New York market.**

Questions? Visit our term webpage for updated materials as well as our Administrative Guidelines.***  

*Rankings based on Banner Life OPTerm monthly pricing for all ages and classes at durations of 10, 15, 20, 25, 30, 35 and 40 years.
**Rankings based on William Penn OPTerm monthly pricing for all ages and classes at durations of 10, 15, 20, 25 and 30 years.

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