October 6, 2021

Using our digital application with its ultra-fast decisions, reduced cycle times, and greater flexibility will make life easier for you and your clients. We're excited to be expanding the ability for your clients to have more APS/exam-free approvals.

Starting October 7, 2021, we are increasing the face amount eligibility criteria for accelerated underwriting (AU) from $1M to $2M when using our industry-leading digital application. All other eligibility criteria will remain the same:

• Ages 20-50, up to $2 million, any term duration
• Standard Plus, including Preferred Tobacco or better

For your clients, this means they will have more opportunities for an instant, exam-free decision. For advisors, this means faster payouts of commissions.

Click below to learn more or contact your sales representative. We'll continue to update you on our ongoing enhancements to the platform – because offering your clients more of a good thing is all part of the Horizon Experience.

Your client doesn't qualify for AU?  

Our Lab Lift substitution program is another path to an exam-free experience (also up to $2M face amount) for those who don’t qualify for accelerated underwriting within the digital application.

See what our distribution partners are saying about Horizon:

“You have, by far, the most flexibility with ways that we can send you an application or our clients can complete an application.”