How do you turn 1 sale into 6 while offering more flexible income protection?
Tell your disability income insurance (DI) clients about the Guaranteed Insurability Option (GIO) Rider.
As your clients’ income increases, the GIO Rider gives them options to get more DI coverage with no additional medical underwriting.
The GIO Rider allows policyowners to purchase additional DI coverage up to five times prior to age 55 after the policy has been in force for two years. A purchase may be accelerated in the event of a life change (marriage, death of a spouse, divorce or adoption of a child). Each option is subject to earnings qualifications.
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