At the onset of the pandemic, Transamerica put a temporary hold on accepting applications for clients over age 75 for any life insurance product. While COVID-19 is far from over, we are now removing this guideline for Transamerica Financial Foundation IUL^® (FFIUL), Trendsetter^® Super Series, Trendsetter^® LB, and Transamerica Lifetime^SM . Effective immediately, all life products are now available for insureds over age 75 with maximum table rating of Table B. Risks assessed over Table B will be declined.

Trendsetter Super Series, Trendsetter LB can be issued up to age 80, FFIUL up to age 85, and Transamerica Lifetime up to age 80 (Note: term length, risk class, and face amount rules apply).

Keep in mind, underwriting for individuals 70 or above who’ve been diagnosed with COVID-19 should be postponed for six months from date of recovery. Individuals who have had COVID-19 in the past six months may not qualify for coverage.

We will continue to evaluate the rest of our offerings and will post underwriting updates promptly as we find out more. Please reach out to your Transamerica Sales desk for questions or to run an illustration. We are committed to being your carrier of choice and appreciate your trust and continued support.