When choosing a term life insurance product, price can be important. And, PL Promise Term¹ is a competitively priced term product that is specifically designed to serve the death benefit protection needs of the broad market consumer (household incomes of $50K to $250K).
At-A-Glance
Target pricing to keep rates in top 3 in many cells
Low $50K minimum coverage amount
Includes 25-year duration option
Attractive conversion UL product
But, Price Isn't The Only Thing That Matters
Pacific Life’s new PL Swift Sailing accelerated underwriting uses digital tools and a touch-free process to improve customer experience.
Up to $2 million in life insurance coverage
Available for clients 18-60
Standard or better rate classes (no nicotine and nicotine use)
No medical exam, blood draw, bodily fluids or attending physician statement (APS)
Improved decision time and status updates
Increased transparency for applicants who don’t qualify
