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Life Markets

Foresters Financial

Effective June 26, 2021
Strong Foundation¹ term life from Foresters Financial™ now offers non-med² substandard tables 7 to 12 for clients living with Type 1 and Type 2 diabetes.

 

Make it happen

Learn the lingo to help insure people living with Type 2 diabetes.

 

Great field underwriting is key to maximizing your success in this market.

Start with these three areas:

 

 

Hemoglobin A1C (HbA1C)
Known as “A1C”, this is the primary test to diagnose prediabetes or diabetes. A1C levels are closely reviewed by underwriters. Learn some of the A1C lingo.

 

Duration
Underwriters look at the date a client received their diabetes diagnosis and their current age. The duration is closely reviewed by underwriting. Learn some of the duration lingo.

 

Build
A client’s height and weight must be accurately evaluated and fall within the allowable range for eligibility.

 

Save time by using the Foresters Strong Foundation Diabetes Rating Calculator to find your client’s potential rating based on their A1C, duration and build factors!

Try the calculator