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Offer clients transparency in a living benefits claim 

Do you know how much your client can expect from a living benefits claim?

When you offer Ameritas FLX Living Benefits Index Universal Life (IUL) insurance, you can tell your clients what amount of benefit to expect in an acceleration. There aren't any complicated formulas or guesswork. For example, your client can receive:

  • 25% of policy's death benefit for critical illness claim
  • 50% for chronic illness
  • 75% for terminal illness


Do you know what happens after a full acceleration is taken?

With Ameritas FLX IUL the policy doesn't terminate like it can with other carriers. With us, the client's acceleration is a lien against their death benefit, which means they have a remaining death benefit to protect their beneficiaries. And, the remaining account balance after acceleration can continue to participate in the client's chosen index options allowing the policy to meet the original accumulation goals. 

Use this Flyer

Review this flyer to help learn about the benefits of a lien versus discount approach. Or, click below for more information on how the lien approach works.

Learn More

If you have questions about the lien approach to living benefits, please don't hesitate to call us at 800-390-2361 option 1 and option 1 again.

 

 
 
 
 
 

In approved states, Ameritas FLX Living Benefits Index Universal Life insurance (form 3020) is issued by Ameritas Life Insurance Corp. Policy and riders may vary and may not be available in all states.

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp., 5900 O Street, Lincoln, Nebraska 68510 and Ameritas Life Insurance Corp. of New York, (licensed in New York) 1350 Broadway, Suite 2201, New York, New York 10018. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas® , visit ameritas.com.

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.

© 2021 Ameritas Mutual Holding Company

For financial professional use only. Not for use with clients.

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