Commercial Bulletin: February 16, 2021

Earn more with our extended broker bonuses

Effective Jan. 1 through Jun. 30, 2021: Our broker incentive program has been extended! You can earn bonus rewards in addition to your standard commission for selling new Geisinger Funding Alternative (GFA) and fully insured business, or for transitioning renewing small groups from an ACA plan to a GFA plan. These commissions will apply to groups with effective dates between January and June 2021, with bonuses paid out in July 2021.

New business bonuses

Receive a one-time $50-per-subscriber incentive
Available for GFA and fully insured groups with 1-99 enrolled subscribers
Paid in addition to the following standard commissions:
- GFA: $30 PEPM standard commissionFully insured: $50 PEPM first year standard commission

Renewal bonuses

Payout amounts:
- 2-5 enrolled: $500 reward
- 6-9 enrolled: $750 reward
- 10+ enrolled: $1,500 reward
Available for small groups flipping from an ACA plan to a GFA plan
Paid in addition to the standard $30 PEPM broker commission.

Note: General agents are not eligible for this incentive program.
Questions? Contact Michelle Folk, broker relationship manager at mlfolk@thehealthplan.com.

There’s still time to register for our town hall

Don’t miss this! You’re invited to our virtual town hall just for brokers and groups, where we’ll be talking about how we’re handling vaccines and COVID-19. Join us on Thursday, Feb. 18, at 1 p.m. (ET) to listen in on presentations by Geisinger leaders.

On the agenda:

Stanley Martin, MD, Director of Infectious Diseases, Geisinger: Geisinger COVID current state and clinical overview of vaccination
Allison Hess, Vice President of Health Services, Geisinger: Geisinger vaccine strategy, eligibility and implementation for our communities

NEW: Get to know our MedInsight reporting suite

Geisinger Health Plan (GHP) is here to help your clients make more informed decisions about their group’s health insurance. That’s why we’re bringing you enhanced reporting with MedInsight®, an easy-to-use portal that gives you instant access to your client’s information, 24/7.

GHP is known for excellence and innovation in integrated care and coverage. Now, we’re working with MedInsight, powered by Milliman, to lead the way in successful health plan reporting and management for 100+ enrolled fully insured and self-funded groups.

To help guide you through the MedInsight enrollment and tutorial process, we now have educational materials for brokers and groups available on the brokerHUB. You can easily find them by using the tags dropdown menu and selecting “MedInsight.”

But first thing’s first – in order to access your client’s reporting and receive vital instructional communication, you will need to fill out and submit the MedInight user request form to your client services representative. This will allow us to get your credentials set up and share tutorial information with you.

We’re excited to share this new tool with you. If you have questions or need further assistance, reach out to your client services representative. We’re here to help!

Don’t forget: A COVID-19 SEP for Pennsylvania’s Marketplace customers

We have been informed that Pennie, Pennsylvania’s insurance Marketplace, will be opening a newly approved Special Enrollment Period (SEP) due to the exceptional circumstances of the COVID-19 pandemic. Here’s what we know:

The COVID-19 SEP will occur Feb. 15 – May 15, 2021.
The SEP will be available to everyone. This means new and current enrollees are eligible to purchase coverage or switch plans.
The date that consumers apply on with Pennie will be the “qualifying event” for this SEP.
Coverage for this SEP will be prospective. The effective date will be the first day of the following month, even if the consumer applies on the last day of the prior month.
While there will be a 60-day window from the qualifying event for the consumer to select a plan, the consumer must make their plan selection no later than Jun. 15, 2021.
Applies to both on-exchange and off-exchange enrollments.

Make sure you’re eligible to receive commission

If you are already appointed to sell individual Marketplace plans on behalf of Geisinger Health Plan (GHP), or are seeking a new appointment for individual sales, remember that those sales are not commissionable unless we have received your FFE certification for remaining 2020 business and Pennie training certification for 2021. We will not be requiring any additional GHP product training for individual commercial business.

Got both? Send your certifications to brokers@thehealthplan.com to make sure you’re ready to sell.

ConnectYourCare’s new FSA provisions

Do your group clients have a health care or dependent care FSA plan through ConnectYourCare (CYC)? CYC has released information on temporary provisions resulting from the 2021 Consolidated Appropriations Act. Groups can opt into the temporary provisions described below, including carryover extension, grace period extension, and allowing terminated participants to spend-down their funds. These are all optional, and not a requirement. Feel free to reach out to your client service representative with questions.

How to opt into temporary provisions

To adopt one or more of the optional provisions to your health care or dependent care FSA plan described below, you must:

OPT-IN by providing written notification to CYC of the provision you wish to adopt. No changes will be made to your current setup without your direction.
AMEND YOUR CAFETERIA PLAN to reflect these changes. Amendments must be made by the last day of the calendar year following the plan year in which the amendment is effective. For example, calendar year 2020 plan amendments must be adopted on or before December 31, 2021.
FEES MAY APPLY if your changes are completed after the end of the 2020 runout period. Additionally, changes may result in additional monthly PPPM fees due to the addition of accounts to the 2020 and 2021 enrollments.

List of temporary provisions

Carryover extension

Carryover extension: Unused funds from health care and dependent care FSA plan years ending in 2020 and 2021 may be carried over into the next plan year.
How CYC will accommodate: If you opt-in to the carryover extension, CYC will process the carryover of your participants' 2020 funds to the 2021 plan year. The funds will be carried over beginning in late March 2021. Carryover limits are not limited to a certain monetary cap as in years past.

Grace period extension

Grace period extension: For health care and dependent care FSA plan years ending in 2020 or 2021, the grace period may be extended up to 12 months after the end of plan year.
How CYC will accommodate: If you opt-in to the grace period extension, CYC will process these changes immediately to allow the grace period of your participants' 2020 plan to be extended to December 31, 2021.

Spend-down for terminated participants

Terminated participants: Allow health care FSA participants who cease participation in a 2020 or 2021 plan to receive reimbursements from unused contributions through the end of the plan year that the participation ceased including any applicable grace period.
How CYC will accommodate: If you opt-in to the terminated participant spend-down provision, CYC will allow for health care FSA funds to be spent down post-termination. This accommodation will be available beginning in late March 2021.

Dependent care FSA age extension

Maximum age increased (no opt-in required): For a dependent care FSA plan year that had an election period ending on or before January 31, 2020, participants may claim expenses for dependents who turned 13 during the applicable plan year and any extension to that plan year.
How CYC will accommodate: CYC will allow claims to be submitted for dependents who turned 13 during the 2020 plan year as described above.

Election amount changes

Election amount changes: For health care and dependent care FSA plans ending in 2021, participants may change their election amount for any reason.

Please consult with your internal counsel and benefits administration team to determine the best plan to accommodate election amount changes requests from your FSA plan participants.

Download the latest Geisinger Extra flier

The February edition of the monthly Geisinger Extra flier is now available in English and Spanish. As a reminder, this flier is updated on a monthly basis and is stored on the brokerHUB. Download them today!

Stay informed about COVID-19

Geisinger.org/coronavirus is full of the most up-to-date information about the latest on COVID-19 including vaccine FAQs, our safety checklist, community resources and much more.

Want the latest updates sent right to your inbox? Simply scroll down until you see the blue email sign-up box.

Save the brokerHUB to your bookmarks

Can’t keep all our brokerHUBs straight? Save these links to your bookmarks or wherever you can easily access it to enter with just a click:

Fast Facts

The Biden Administration has officially reversed the Justice Department’s position on the ACA in California v. Texas, stating that the law is in fact constitutional.
Are you registered for Capitol Conference? It will be held virtually February 22-24. This will be one of the most important conferences ever, so please register and be ready for an experience you won’t forget.

This week’s fast facts are brought to you by the National Association of Healthcare Underwriters.

**If you choose to share this information with others, be mindful. Please take care to avoid altering or modifying the original messaging in this bulletin, or any Geisinger communications, in any way.**