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| Life Markets |
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| Market fluctuations seem to be the only constant these days. In addition to looking for death benefit protection, you may be searching for new ways to help clients manage this volatility, while also growing their policy’s potential cash value. |
| Introducing the Fidelity Multifactor Yield IndexSM 5% ER |
| A rules-based index that blends six equity factor indices with U.S. Treasuries, and uses a dynamic allocation approach that seeks to reduce volatility to deliver more consistent returns over time. |
Highlights:
- Participation rate of 135% on currently marketed indexed universal life insurance products1
- Allocations to this index will see the account value charge reduced to zero1
- Exclusive to North American, as part of Sammons® Financial Group
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$3.4 trillion in assets under management2
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50+ years of quantitative and factor investment experience2
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More than 385 research professionals globally2
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| The new index is available on all of North American’s currently marketed indexed universal life insurance products. Talk to new and existing clients to see if allocating funds to this index makes sense for them! |
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See how the new index illustrates.
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Or login through your MGA's website today!
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Get access to helpful materials from Fidelity.
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The new Fidelity index is available in all states except: Alabama, California, Delaware, Florida, North Dakota, and South Dakota.
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1. Participation rate and account value charge rate are not guaranteed.
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The Fidelity Multifactor Yield Index 5% ER (the “Index”) is a multi-asset index, offering exposure to companies with attractive valuations, high quality profiles, positive momentum signals, lower volatility and higher dividend yield than the broader market, as well as U.S. treasuries, which may reduce volatility over time. Fidelity and its related marks are service marks of FMR LLC. Fidelity Product Services LLC (“FPS”) has licensed this index for use for certain purposes to North American Company for Life and Health Insurance® (the “Company”) on behalf of the Product. The Index is the exclusive property of FPS and is made and compiled without regard to the needs, including, but not limited to, the suitability needs, of the Company, the Product, or owners of the Product. The Product is not sold, sponsored, endorsed or promoted by FPS or any other party involved in, or related to, making or compiling the Index. The Company exercises sole discretion in determining whether and how the Product will be linked to the value of the Index. FPS does not provide investment advice to owners of the Product, nor to any other person or entity with respect to the Index and in no event shall any Product contract owner be deemed to be a client of FPS.
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Neither FPS nor any other party involved in, or related to, making or compiling the Index has any obligation to continue to provide the Index to the Company with respect to the Product. Neither FPS nor any other party involved in, or related to, making or compiling the Index makes any representation regarding the Index, Index information, performance, annuities generally or the Product particularly.
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Fidelity Product Services LLC disclaims all warranties, express or implied, including all warranties of merchantability or fitness for a particular purpose or use. Fidelity Product Services LLC shall have no responsibility or liability whatsoever with respect to the Product.
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Indexed Universal Life Insurance products are not an investment in the “market” or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.
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Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.'s member companies, including North American Company for Life and Health Insurance.® Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.
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Life insurance products are issued by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, South Dakota 57193. Products, features, riders, endorsements, or issues ages may not be available in all jurisdictions. Limitations or restrictions may apply.
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FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
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