Foresters products and their riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the applicable Foresters Life Product Guide and the insurance contract for your state for these terms and conditions.
Certificates underwritten by The Independent Order of Foresters (The IOF), a fraternal benefit society.
¹ https://www.cdc.gov/diabetes/basics/type2.html
² Applicable non-medical products: Your Term, Advantage Plus II and SMART UL
³ Foresters Financial member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice.
Insurability depends on answers to medical and other underwriting questions and underwriting searches and review.
For producer use only. Not for use with the public. 418543 US 04/20
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