You asked, we
delivered.
Starting May 9th, in order to make our e-app process for Term Life,
Whole Life, Century+ Disability Income and Critical Illness with
Accelerated Underwriting as smooth as possible for you and your client,
we removed the upfront authorization.
It’s now included as part of the completed application at time of
signature and submission – and Assurity will email you the final
decision.
Here’s our new process:
- Start an e-application
on iPipeline’s iGO platform.
- Verify your email on
the Agent information screen before you “Review and Lock Data,” as
this email is where you’ll be sent Assurity’s final decision.
- After the application
is complete—but before any signature or submission—one of three
preliminary decisions is made based on the information
provided:
Preliminarily
Approved – please proceed with signature and submission.
Preliminarily
Approved – but a change to coverage has been identified
before submission for final approval.
Referred to
Underwriting – requires a closer look by our
experienced underwriter.
- Based on the
preliminary decision and any guidance, move forward with signature
and submission.
- Assurity receives the
signed application and authorization needed to run third-party
data, and renders a final decision.
- Within minutes of
submission, receive
an email with the final decision: Approved,
Approved with Changes, or Referred to underwriting for further
review.
To get a demo
of the new process, or if you have questions, please contact
your regional sales representative.