PLAG.1470331 (12.19)

For Financial Professional Use Only. Not for Use With Consumers.

NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT FDIC/NCUA INSURED • NO BANK OR CREDIT UNION GUARANTEE • MAY LOSE VALUE

Protective Classic Choice Term, policy form number ICC16-TL 21/TL-21, and state variations thereof, is a level death benefit term life insurance policy to age 90, issued by Protective Life Insurance Company, Brentwood, TN. In New York, Protective Classic Choice Term, policy form number TL-21-NY 4-16, is a level death benefit term life insurance policy to age 90, issued by Protective Life and Annuity Insurance Company, Birmingham, AL. Policy form numbers, product features and availability may vary by state. Consult policies for benefits, riders, limitations and exclusions. Subject to underwriting. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Premiums increase annually after the initial guaranteed premium period. All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company. Protective is a registered trademark of Protective Life Insurance Company and Classic Choice is a trademark of Protective Life Insurance Company.

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