Independent
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Exams and Physician Records Difficult to Obtain?

In an effort to help more of our customers obtain the life insurance coverage their families need, American National is temporarily expanding its acceleration criteria in order to approve about 50% more cases without the usual medical exam and APS requirements. These changes are not applicable in New York.

In order to expedite these additional cases:

Ages 50 and below
Face amounts $100,000 to $1,000,000
Paper and Electronic applications
Many will have automatic table ratings applied
If medical exam or APS can be obtained at a later date, we will re-underwrite to see if better class is warranted.

Effective April 1st:

All new business (excluding New York)
Including all cases that were submitted in February and March that are still pending an exam or APS
(excluding New York).

Learn How to Successfully Work from Home

Online Resources
Illustrating and Submitting
Managing Pending Business

Online Learning

American National’s underwriting criteria and procedures are continuing to evolve in response to the COVID-19 virus. Please see our updated FAQ for new guidelines involving life applicants 60 and older, foreign travel guidelines and those who have been asked to self-isolate.

Download the latest Covid-19 FAQs

IMG22569 | 04.20

888-501-4043

IMG.ANICOWEB.COM

FOR AGENT USE ONLY, NOT FOR DISTRIBUTION OR USE WITH CONSUMERS.

Independent Marketing Group is a Division of American National Insurance Company. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, headquartered in Glenmont, New York. Each company has financial responsibility for only the products and services it issues. Copyright © 2020 American National Insurance Company, Galveston, Texas. Not all products and services are available in all states. The trademarks, logos and other content in this notification are the property of American National Insurance Company and cannot be copied or duplicated in any manner without the written consent and approval of American National Insurance Company.