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COVID-19 and procedural changes for

Kansas City Life Group insurance policies

 

 

As our nation continues to adapt to COVID-19, Kansas City Life Group Benefits remains committed to our clients and serving their ongoing needs while also remaining flexible to the extent necessary. 

 

Please be advised of the following procedural changes Kansas City Life Group Benefits intends to implement until further notice – or until state or federal mandates require us to handle differently.

 

Clients with delayed premium payments may receive a past due notice. Please understand that we are extending the premium grace period for our clients to a minimum of 60 days, until further notice.

 

Regarding Leave of Absence and Layoffs occurring March 15, 2020, and after:

 

·     Dental policies have a 3-month layoff provision currently. Employers may retain employees on the dental plan and continue to pay premium, and benefits will not be disrupted. Should an employer terminate an employee from the plan and rehire the employee within 6 months, the employee will be reinstated and will not be subject to probationary or benefit waiting periods.

 

·     For all other coverages, we will extend layoff and/or leave of absence provisions to 90 days following the end of the month an employee was terminated. Provided an employer continues to pay premiums and keeps employees on the plan, coverage will remain uninterrupted. Life and Disability contracts currently address rehire provisions which we intend to adhere to at this time.  

 

If an employer terminates an employee, the employee should be provided information related to applicable continuation of benefits including conversion, portability and COBRA as outlined in your administration guide.

 

Previous updates regarding Kansas City Life Group Benefits' response to COVID-19 will be found on our website.

 

We appreciate your patience and loyalty as we navigate this changing and challenging time.  

 

 

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Kansas City Life Insurance Company

3520 Broadway, Kansas City, MO 64111

877-266-6767, ext. 8200

groupbenefits@kclife.com

www.kclgroupbenefits.com