Improvements To Single Premium Whole Life (SPWL)

To enable your success and help you write more business faster, we're enhancing SPWL (Form Series 181812) to benefit you and your customers.

• Reduced minimum premium payment from $10,000 to $5,000
• Guaranteed decision with no APS for net amount at risk on $15,000 or less
• Reduced point-of-sale decision time by 33%
• Quote through our mobile app or try our new and easy to use quoting tool - Winflex (Available through your Agent Portal)

All SPWL applications must be received by the Home Office by close-of-business on 3/26/20 in order to receive the current premium rates.

Live Webinar

Want to know more about SPWL or these new enhancements? Attend our agent training webinar on March 26 at 2 p.m. Central Time.

Product Changes

To meet customers' needs, we strive to provide one of the most competitive SPWL products on the market. In light of the extended low interest rate environment we have implemented a premium increase (2% non-tobacco and 10% tobacco). With this change, we remain one of the best SPWL options in the marketplace. These new rates go in to effect on March 27, 2020.

Do you have questions or need technical assistance?
Our experts (also known as real people) are here to help.

• Call: (800) 770-4561 Option 1, Option 5
• Email: salessupport@royalneighbors.org
• Hours: 8 a.m. – 5:00 p.m. Central Time

For agent us only. Not to be used for consumer solicitation purposes.
EM2020-032; Rev. 2-2020