OPTerm 10, 15, 20, 25, 30, 35, and 40
- While OPTerm has been filed and approved for use under the 2017 CSO and PBR, LGA will not begin using either until 1/1/2020.
- On 1/1/2020, only the post-level term premium rates will be changing. The level premium rates will not be affected by the transition to the 2017 CSO.
- The issue/reissue date (i.e. the date the policy is printed/sent) will determine which post-level term rate scale the policy owner will receive.
- Policies printed/sent on or after 1/1/2020, including any policies that are backdated to 2019 or reissued in 2020, will be subject to the 2017 CSO table, and will receive the new PLT premium scale.
