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Transamerica

Big savings with advanced premiums

We did the math. Paying premiums in advance can help policyholders save as much as 33% on total premiums. And that's just the premium savings.

The true value of advanced premiums can be seen in the many ways they may help provide your clients with confidence in their financial futures. Show clients a great way to gift life insurance to loved ones, or help businesses skip the hassle of monthly premiums.

ADVANCED PREMIUMS

Clients can receive substantial savings on their term premiums by advancing premiums on 10-, 15-, 20-, 25-, and 30-year term policies.

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Call your sales desk today to learn the details and discuss the value advanced premiums can provide.

 

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* Based on a Trendsetter Super® policy for a 45-year-old female with a standard nontobacco risk class, written as of 7/11/19. The results may vary by jurisdiction.

Interest credited by Transamerica to premium paid under the Advanced Premium Agreement is taxable and will be reported annually to the IRS in a Form 1099-INT if in excess of $10.

Neither Transamerica nor its agents or representatives may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal advisors regarding their particular situation and the concepts presented herein.

Trendsetter® LB is a term life insurance policy issued by Transamerica Life Insurance Company, Cedar Rapids, IA. Policy Forms ICC16 TL23 or TL23. Premiums increase annually beginning in year 11 for the 10-year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy. Policy form and numbers may vary, and this policy and riders may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid. This policy is not available in New York. Benefits provided through the Living Benefits, including the critical, chronic, and terminal illness accelerated death benefits, are subject to certain limitations and exclusions. Amounts payable under the benefits vary based in part on the nature and severity of the insured's health condition and the insured's remaining life expectancy at the time of the acceleration as determined by the company. Refer to the policy contract for complete details.

Trendsetter® Super is a term life insurance policy issued by Transamerica Life Insurance Company, Cedar Rapids, IA. Policy Forms ICC17 TL24 or TL24, or in New York, issued by Transamerica Financial Life Insurance Company, Harrison, NY. Policy Forms 3-322 38-111, 3-306 38-111, 3-305 38-111, 3-304 38-111, 3-303 38-111, or 3-334 38-111. Premiums increase beginning in year 11 for the 10-year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy. Policy forms and numbers may vary, and these policies and riders may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.

For Agent Use Only. Not for Use With the Public.

This email was sent by: Transamerica Life Insurance Company
4333 Edgewood Rd. NE, Cedar Rapids, IA 52499, US

123801
© 2019 Transamerica

08/19