For Financial Professional Use Only. Not for Use With Consumers.
1 75 Must-Know Statistics About Long-Term Care, 2018.
ExtendCare (Form L630 or Form ICC16-L638) is available only at issue and at an additional cost. Actual terms and conditions contained in the rider govern all benefits provided. Please see the rider
for more detailed information. Assumes medical and financial underwriting qualifications at time of initial application.
ExtendCare falls under IRC Sec. 101(g) Accelerated Death Benefit guidelines and does not fall under health regulations. This differentiation could affect eligibility for public assistance programs such
as Medicaid, Supplemental Income, or others. Purchasers should consult a qualified advisor along with legal or tax advisor to determine if the rider will affect their initial or continued eligibility for
public assistance programs or other tax-related decisions.
This is a life insurance benefit that also gives you the option to accelerate some or all of the death benefit in the event that you meet the criteria for a qualifying event described in the policy.
This policy or certificate does not provide long-term care insurance subject to California long-term care insurance law. This policy or certificate is not a California Partnership for Long-Term Care program
policy. This policy or certificate is not a Medicare supplement (policy or certificate).
Protective Indexed Choice UL (UL-23) is a flexible premium universal life insurance policy issued by Protective Life Insurance Company, Birmingham, AL. Policy form numbers, product features, and availability may vary by state. Neither PLICO or its representatives render legal or tax advice. Information in this summary is based on current
tax laws that are subject to change. Individuals should consult their attorney or tax advisor regarding their individual situation. All payments and all guarantees are subject to the claims-paying ability
of Protective Life Insurance Company.
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