Pricing is important with term life insurance but that shouldn’t be the only factor in the final decision.
PL Promise Term offers so much more including a competitive conversion product.
No exams. No needles. No problem!
Offer qualifying clients – ages 50-69, any risk class – fluidless underwriting up to $1 million in coverage. It’s an easier way to close the case!
Did you see PL Promise’s Policy Review materials? Check out our marketing toolkit for everything you need to get started including infographics and customizable emails!
1 PL PROMISE TERM Level Premium Term Life Insurance. Policy Form #P16LYT or ICC16 P16LYT and S16LYT 10, S16LYT 15, S16LYT 20, S16LYT 25, or S16LYT 30, based on level premium period chosen and state of policy issue.
2 PL PROMISE CONVERSION UL Universal Life Insurance with No-Lapse Guarantee available upon conversion from PL Promise Term Life Insurance. Policy Form #P17LYCUL or ICC17 P17LYCUL, based on state of policy issue. Early conversion is years 1-4 for 10-year-term; 1-7 for 15-year-term; 1-9 for 20-year term; 1-12 for 25-year-term; and 1-14 for 30-year-term. Request additional details from your Pacific Life representative.
The primary purpose of life insurance is death benefit protection against premature death of the insured.
For Financial Professional Use Only. Not For Use With The Public.
This email may be considered advertising under applicable law.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.
This material may not be used in New York.
Life insurance is subject to underwriting and approval of the application and will incur monthly policy charges.
Pacific Life’s individual life insurance products are marketed exclusively through independent third-party life insurance producers, which may include bank affiliated entities. Some selling entities may limit availability of some optional riders based on their client’s age and other factors. Your broker-dealer or firm can help you determine which optional riders are available and appropriate for your clients.
Pacific Life’s Home Office is located in Newport Beach, CA.
