Pacific
Life refers to Pacific Life Insurance Company and its affiliates, including
Pacific Life & Annuity Company. Insurance products are issued by Pacific
Life Insurance Company in all states except New York and in New York by
Pacific Life & Annuity Company. Product availability and features may
vary by state. Each insurance company is solely responsible for the financial
obligations accruing under the products it issues. Insurance products and
their guarantees, including optional benefits and any crediting rates, are
backed by the financial strength and claims-paying ability of the issuing insurance
company. Look to the strength of the life insurance company with regard to
such guarantees as these guarantees are not backed by the broker-dealer,
insurance agency, or their affiliates from which products are purchased.
Neither these entities nor their representatives make any representation or
assurance regarding the claims-paying ability of the life insurance company.
This
material may not be used in New York.
Life
Happens is a nonprofit organization dedicated to helping Americans take
personal financial responsibility through the ownership of life insurance and
related products, and is not an affiliated company of Pacific Life.
Life
insurance is subject to underwriting and approval of the application and will
incur monthly policy charges.
Pacific
Life’s Home Office is located in Newport Beach, CA.
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