Financial protection built on cash value accumulation
Show your clients the cash value potential with SMART UL by running a Universal Life Illustration
•
Non-smoker
•
Busy lifestyle and is interested in non-medical
•
Wants $100,000 in face amount
•
Wants lifetime coverage
•
Wants to understand what the cash value potential is
Scenario 1: Your clients just want to know that they will have access to supplemental funds in the future. Run an Illustration for protection up to age 100 (solve $1,000 cash value) and illustrate the potential cash value accumulation.
Scenario 2: As part of their retirement plan, your clients want to stop paying premium when they retire, access the cash value from age 66 to 85, and still maintain some coverage. Run an Illustration with premiums to age 65, for protection up to age 100 (solve for $1,000 cash value), and solving for an Income Stream for 20 years at retirement.
For more information, please call Foresters Financial Sales Support at 866‑466‑7166, option 1
1 Insurability depends on answers to medical and other application questions and an underwriting review.
Foresters products and their riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the Foresters SMART UL Product Guide and the insurance contract for your state for these terms and conditions. Products underwritten by The Independent Order of Foresters.
The benefits and values shown are neither guaranteed nor estimated for the future except for those items clearly labeled as guaranteed. The benefits and values assume that the non-guaranteed elements will continue unchanged for all years shown. This is not likely to occur as the assumptions on which they are based are subject to change by Foresters. The actual results may be more or less favorable and are expected to vary from those shown.
For Producer use Only. Not for use with the public. 416549 US (08/18)
Foresters Financial and Foresters are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society) and its subsidiaries.
789 Don Mills Rd. | Toronto | ON | M3C 1T9 | Canada
