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Clients want to know: How will dividends impact my policy?

You’ve been asked these questions a hundred times. Next time they come up, pick up these two sales tools to help paint the dividend picture for your clients.

How is the Dividend Interest Rate applied?

It’s an understandable question. Give them an understandable answer with a Simplified Look at How the Dividend Interest Rate is Applied. This brochure provides a simplified explanation of the calculation, and shows how the DIR impacts cash value growth.

 

 

Can you give me an example of how dividends affect a policy over time?

Yes! Show your clients these case studies that provide actual historical performance of various MassMutual life insurance products.

 

 

Talk to me today about how you can help your clients understand the value of working with a strong, mutual company like MassMutual.

 

CAROL SEXTON

CAROL SEXTON
MassMutual Brokerage
111 East Uwchlan Avenue
Exton, PA 19341
484-348-6260
(Cell) 610-883-2030
csexton@financialguide.com
www.massmutualbrokerage.com/Carol-Sexton

 

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

The dividend and dividend interest rate (DIR) are determined annually, subject to change and are not guaranteed. Dividends for eligible participating life insurance policies primarily consist of investment, mortality and expense components. The DIR is used to determine the investment component of the dividend. It is not the rate of return on the policy and should not be the sole basis for comparing insurers or policy performance.

© 2017 Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001. All rights reserved. www.massmutual.com.

 

BR1154b_e 1117

CRN201811-220212