Lincoln WealthPreserve® IUL now available in New York.

For clients who want assurance of long term guaranteed death benefit protection from a simple IUL.

Long term guarantee	Death benefit guaranteed to lesser of 40 years or age 90¹
Cap	8.25% (2% minimum guarantee)
Guaranteed floor	1% guaranteed for lifetime
Simple product design	Single index account linked to S&P 500 performance²
Living benefit	Lincoln LifeEnhance^® Accelerated Benefits Rider for added financial protection from permanent chronic or terminal illness³
Catch-up premiums	Catch-up premiums made easy- clients can pay missed premiums any time and maintain their guarantees.⁴

See the Opportunity

Why Lincoln?

Leading-edge underwriting to make getting life insurance easier and more affordable.
More than 100 years of commitment helping Americans plan for retirement, prepare for the unexpected, and protect their wealth from taxes, long-term health costs, longevity, inflation, and market risk.

The Lincoln Leader

Learn about the new, exciting things Lincoln is doing to help you save time and grow your business.

¹Minimum premium requirement must be met to maintain the Extended No-Lapse Minimum Premium Rider. Only available with death benefit option 1 and maximum issue age of 79.

²Excludes Dividends

³Available at an additional cost for ages 20 – 80 if you qualify. Subject to certain requirements. Accelerated death benefits may be taxable and may affect public assistance eligibility. Other account values are reduced proportionately with each acceleration payment.

⁴Subject to guideline limits.

Not a deposit	Not FDIC-insured	Not guaranteed by any bank or savings association	May go down in value
Not insured by any federal government agency

The S&P 500 Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by The Lincoln National Life Insurance Company. Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Lincoln National Life Insurance Company. The Lincoln National Life Insurance Company’s product is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

Policies sold in New York are issued on policy form UL6082, with optional rider form ABR-7027N , by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.

All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.

Products, riders and features are subject to state availability. Limitations and exclusions may apply. Not available in New York. Check state availability.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Affiliates are separately responsible for their own financial and contractual obligations.

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©2018 Lincoln National Corporation

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Lincoln Financial Group
150 N. Radnor-Chester Road
Radnor, PA 19087
877-ASK-LINCOLN
877-275-5462