ANICO E-Blast
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Speed up underwriting w/ Xpress & Xpress+
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| Xpress & Xpress Plus: |
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| Accelerated underwriting programs for individual life
insurance with no automatic exams required! |
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Unique to Xpress
(formerly Underwriting Express) |
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Paper & Electronic
Apps |
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Issue Ages:
0-65 |
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Face Amounts:
Up to $250,000 |
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Underwriting
Classes:
Standard
Substandard |
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Individual
Applications |
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Available for all life
insurance products
(excluding Worksite SI) |
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No Automatic Exam
Required:
Need for an exam is
determined based
on answers to the
application, MIB, RX,
and Risk Classifier.1 |
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Electronic Apps
Only |
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Issue Ages:
18-60 |
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Face Amounts:
$250,001 - $1,000,000
(ages 18-50) or
$250,001 - $500,000
(ages 51-60)
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Underwriting
Classes:Preferred Plus
Preferred
Standard Plus
Standard2
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Xpress and Xpress Plus are designed
to provide a quick underwriting process
without requiring an automatic exam.
Find out more about these accelerated
underwriting programs and requirements. |
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1) The Risk Classifier utilizes characteristics derived from public records, driving history, and credit history.
2) Cases rated substandard will be disqualified from the Xpress Plus program but are still eligible for issue with full underwriting.
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ANICO E-Blast
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| FOR AGENT USE ONLY, NOT FOR DISTRIBUTION OR USE WITH CONSUMERS. |
| Independent Marketing Group is a Division of American National Insurance Company. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, headquartered in Glenmont, New York. Each company has financial responsibility for only the products and services it issues. Copyright © 2017 American National Insurance Company, Galveston, Texas. Not all products and services are available in all states. The trademarks, logos and other content in this notification are the
property of American National Insurance Company and cannot be copied or duplicated in any manner without the written consent and approval of American National Insurance Company. |
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