We stand out for many reasons, including our exceptional personal service with self-service capabilities available to brokers, employers and members on the Starmark website 24/7.

Our self-funded plan designs stand out, too, such as our newest addition: Starmark Healthy Choices^SM reference-based pricing plan designs.

• Maximum cost-savings – Reference-based pricing uses fixed pricing across providers for healthcare services based on a multiple of Medicare, preventing provider reimbursement variances for the same services that can be as much as 500%², with no difference in quality.
• Increased cost transparency – Through the use of Healthcare Bluebook^TM, an online transparency tool, members receive a truer picture of provider cost and quality.
• Freedom of provider choice – For most services, members enjoy freedom of choice with physician/hospital care³. Members can select providers based in the United States, that best suit their needs which enables them to maintain current provider relationships or look for a new physician.
• Claim advocacy advantage – Starmark has enlisted the services of ClearHealth Strategies, a market leader in Medicare-based pricing, for any necessary provider negotiation on claim amounts above the Reasonable Fee, striving to retain savings on behalf of the plan and member. Typically, 3% to 5% of total claims go to negotiation.⁴

Let us show you how Starmark is different. Click here to get a quote or view our portfolio of plan designs and cost-saving services.

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¹2017 Starmark Website Survey. Members, Employers, Brokers and MGAs surveyed. ²Healthcare Bluebook 2015 ShopSmart Services Portfolio. Healthcare Bluebook is not an affiliate of Starmark or Trustmark Life Insurance Company. ³Except in the instance of organ transplants, where self-funded benefits under the plan design are available when performed at a designated transplant facility, and specialty drugs, where benefits are available when provided by the designated specialty pharmacy as outlined in the plan document. ⁴Estimate provided February, 2017 by ClearHealth Strategies. Varies by geography and percent of Medicare reimbursement. Subject to change. ClearHealth Strategies is not an affiliate of Starmark or Trustmark Life Insurance Company.

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