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Washington Watch
November. Politico reports that
the last thing Democrats want to contend with just a week before the
2016 presidential election is an outcry over double-digit insurance
hikes as millions of Americans begin signing up for Obamacare. But
that looks increasingly likely as health plans saddled with Obamacare
losses look to raise rates. Health plan losses have mounted because
under the health law, plans are unable to choose who to insure, or
how much to charge them based on their medical history. The timing,
of rate hikes, is bad news for Democrats. Politico notes that
proposed rate hikes are just starting to dribble out, setting up a
battle over health insurance costs in a tumultuous presidential
election year that will decide the fate of Obamacare. (Politico, 5/2)
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Health Care Marketplace
Telemedicine and Retail Clinics
Popularity Grows. "Americans are
beginning to change the way they access healthcare, according to new
research by management consulting firm Oliver Wyman. Disappointed
with their current level of care and frustrated by the high costs,
the Wyman study indicates that consumers are increasingly turning
away from traditional delivery models in favor of alternatives, such
as telemedicine and retail clinics like those operated by Walmart and
CVS. From 2010 to 2015, telemedicine spending increased from $540
million to $1.9 billion, per the Wyman study. Retail clinic usage
climbed 176% to 19 million visits and urgent care center usage
increased by 5.8% annually. In 2013, 15% of the survey respondents
used a retail clinic compared with 26% in 2015." (Employee
Benefit News, 4/28)
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Health in the States
PA.
Insurance News Net reports that "the nearly 440,000 PA residents
who bought health insurance through the federal marketplace
experienced a bit of sticker shock this year. Their premiums rose 12
percent, or three times the national average of 4 percent, according
to a new report from the U.S. Department of Health and Human
Services...... The report shows that this year, 76 percent of
Pennsylvania enrollees qualified for federal subsidies averaging $251
a month, which brought their out-of-pocket premium cost down to $145
a month. Nationwide, the average out-of-pocket premiums for
subsidized enrollees rose from $102 to $106 per month..... Initial
rate requests for 2017 plans offered in Pennsylvania will be unveiled
May 25, but the final approved rates won't be available until
mid-October. (5/2)
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Healthy Living*
Before eating your first meal of the
day, try making it a requirement to do something physical for 15
minutes. Making this a habit will ensure at least some exercise, every
day!
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*Nothing contained in Healthy Living should be
considered, or used as a substitute for, medical advice, diagnosis or
treatment. Healthy Living is provided to highlight lifestyle choices
that may affect persons' daily lives. Healthy Living does not constitute
the practice of any medical, nursing or other professional health care
advice, diagnosis or treatment. We advise you to always seek the advice
of a physician or other qualified health care provider with any
questions regarding personal health or medical conditions. Never
disregard, avoid or delay in obtaining medical advice
David M Banet & Associates, Inc.
45 Dowlin Forge Road ยท Exton, PA 19341
Phone: 610.644.9220 * Fax:
610.644.9277 * Email: info@dmbanet.com
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