PRODUCT UPDATE FOR OCT. 2, 2015

This alert covers the following topics:

• Discontinuation of medically underwritten Community Blue PPO plans for 2016
• HM Life Insurance Company exits the group supplemental product line of business

Please share this information with your sub-agents by forwarding this email, posting this content to your internal website, or copying and pasting the text into another format.

INDIVIDUAL MARKET

As of Jan. 1, 2016, grandmothered medically underwritten Community Blue PPO plans in Western Pennsylvania Region 1 and 2 will be discontinued.

Impacted members will receive a letter next week advising them of their options and encouraging them to shop for another plan prior to Dec.15, 2015 for a Jan. 1, 2016 effective date. Members will not be auto-enrolled into another plan.

Preview the 90-day letter for members

Highmark's 2016 product portfolio will be announced in the near future in preparation for the 2016 Open Enrollment Period.

If you have any questions, please contact your Individual Sales Channel Consultant.

HM LIFE INSURANCE COMPANY

HM Life Insurance Company exits the group supplemental product line of business

Effective Nov. 30, 2015, HM Life Insurance Company (HM) will terminate all group Critical Illness, Accident and Term Life policies and transition these clients to similar products provided by The Guardian Life Insurance Company of America.

HM will continue to process all claims incurred on or before Nov. 30.

HM sent this letter to producers with impacted clients and introduced Guardian Life as an alternative carrier. This week, current HM group supplement clients will receive this termination letter.

MyBenefits

HM group supplemental products will be unavailable on the MyBenefits platform effective immediately.

As a result, any group going through open enrollment prior to Oct. 19, 2015 will be unable to shop for Accident, Critical Illness and/or Term Life policies. The Guardian Life Insurance Company of America products will be available on MyBenefits starting Oct. 19 for Dec. 1, 2015 effective dates.

Please review this document for information on new and renewing groups going through open enrollment on MyBenefits.

Questions

Please contact Pam Brown, Vice President, Worksite Products & Services, at pam.brown@hmig.com, or Mike Landucci, Worksite Account Manager, at michael.landucci@hmig.com, if you have any questions regarding this transition.